Tips for Buying Short Term Auto Insurance

Short Term Insurance as the name suggests is type of insurance which is for a short period of time. This is typically for people who don’t have an automobile insurance policy or those who rent a car for someone else.

To buy such a insurance one needs to have some basic idea from where to buy. Some of basic tips to buy a short term insurance are mentioned below:

1. It should probably go without saying that one needs to have a valid driving license from your country when applying for short term auto insurance. Most insurance companies will accept international driving licenses from foreign registered vehicles, especially those that are from Canada or Mexico. If one plans on staying in the country for around 30 days some insurers may require a “non-citizen’s” driving license.


2. Another important set of documents one should bring in when applying for short term insurance is your vehicle’s title and registration. Depending on the insurance company, it may not be necessary in order to get approval for insurance.


3. When compared to normal auto insurance policy, the price of short term car insurance for foreign vehicles can appear steep at the first glance. However one should keep in mind that insurance provider is typically insuring the vehicle with little to no information about the international driving record. For a long term auto insurance policy, driving record would normally play a significant role in the rate, so the insurers cover the risk with higher costs.


4. If one is going to United States, do a little bit of homework and check out the insurance providers online. There are thousands of different insurance carriers in the country, many of which make their business available over the Internet. Many times you can get free quotes, and check out the rates of several different companies at once.


5. Generally short term insurance is purchased by the day which can last for as long as 30 days. If an individual thinks that its trip to the states last more than a month, then one might want to explore the other options available with an insurance agent. It may allow you to extend the policy beyond 30 days or more with a different solution.


6. During a trip abroad, one can plan on staying with friends and family. If so one should consider simple borrowing of vehicle during the time in the country. It will allow one to skip purchasing policy, which would still remain protected. As long as once friends or family is protected one should be covered while driving the vehicle.